We make payments simple.

And affordable, if you're into that sort of thing.

Why Sphere?

Sphere is Farmers Bank of Willards' hand-picked provider, offering affordable and quality payment processing services for your business.

Trusted Relationship

Trusted Relationship

Every Sphere Merchant account begins with your Farmers Bank of Willards Representative, someone you know and trust.
Collective Buying Power

Collective Buying Power

Each Farmers Bank of Willards Merchant benefits from the overall buying power of Farmers Bank of Willards, receiving preferred pricing and premier products.
Secure and Reliable

Secure and Reliable

Industry leading processing platform with virtually 100% up-time.
Transparent Fees

Transparent Fees

No more surprises with unexpected fees. You’ll know what to expect every month, so you can spend time running your business.
Customized Solutions

Customized Solutions

We provide the tools you need to accept payments, whether online, in person or on the go.
Customer Service

Customer Service

We offer 24 x 7 x 365 technical support that is friendly, knowledgeable and ready to help.